Regulate Microcredit to Protect Borrowers

Loans to Japanese Borrowers

*The ideas expressed here do not represent the opinions of the Board of Governors of the Federal System, or its staff. Part of this project was developed, and much of the early data collected, with Mikari Kashima at the Bank of Japan.

Empowerment, Says Who? A study of the impact of participation in ASA microcredit programs on perceived empowerment of female borrowers

Collaborative Microcredit Project Moves To The Cloud

ABSRACT A framework was developed to engage U.S. and Vietnamese university faculty and students in the establishment and management of a microcredit fund program in the Mekong Delta region of Vietnam. Several meetings between a private donor and an information systems professor resulted in the necessary support to develop a plan to help some of the world's poorest become self-sustaining. The pr...

Microcredit and Poverty Alleviation : Can microcredit close the deal ?

This paper explores the relationship between microcredit and poverty reduction. To investigate this question, we posit a bare-bone, household model that outlines the economic environment within which various types of family microenterprises operate. It highlights a number of issues that impinge on household earnings such as the nature of the labour market, technology, product demand and entrepr...

The Russian Microcredit Project

The reason for choosing microfinance for the poorest proceeds from a great need for financial and educational support of the poorest in Russia. During the last ten years, numerous programs have been elaborated and implemented in order to support small business in particular. Nevertheless, the poorest, as a less appealing sector for investing money in comparison to small business, still remains ...